Version 2026-10-v12 · Beta draft
Peer-to-peer rental agreement
This working draft supports product testing. It is not a substitute for legal advice and should receive attorney review before paid rentals launch.
1. The parties
The item owner and renter contract directly with each other. Mine2Yours provides marketplace tools and records but is not the owner, renter, insurer, guarantor, or repair provider.
2. Item and rental period
The listing, approved dates and exact handoff times, price, selected paid add-ons, declared replacement value, deposit, serial number when provided, included accessories, pickup location, owner rules, and condition reports form part of this agreement. Both parties must use the confirmed pickup and return times unless they agree to a change in Mine2Yours messages. Owner listing rules add item-specific instructions but cannot replace the platform checkout terms, cancellation policy, deposit and claim process, or this agreement. Handoff and cancellation deadlines use the listing’s location time zone, explicitly shown and frozen with this agreement. Exact UTC timestamps handle daylight-saving changes; your device time may be shown separately for reference. Nonexistent or ambiguous clock times must be reselected before signing. Daily pricing counts each started 24-hour period between the selected pickup and return timestamps. Weekly pricing covers seven billing days; monthly pricing covers 30. The exact dates, times and agreed total are shown before signing.
3. Owner promises
The owner confirms that the item or space is lawfully controlled, accurately described, reasonably safe for the disclosed use, and may legally be rented. The owner must disclose known defects, maintain it for that use, and provide agreed accessories. The owner decides whether to rent the property, whether the deposit and available safeguards are sufficient, and whether separate insurance covers rental activity.
4. Renter promises
The renter will use the item lawfully and only as intended, follow safety instructions, prevent unauthorized use, avoid alterations, and return the item on time in substantially the same condition except ordinary wear.
5. Inspection and handoff
A time-stamped condition photo is required at pickup and return. Both parties should inspect the item, confirm included accessories, and record existing damage. A submitted report does not prevent either party from reporting a hidden issue discovered later.
6. Charges, deposits, and fees
The renter signs and gives explicit automatic-payment permission when requesting. A previously secured payment method may be reused, or Stripe securely saves a new one. No charge is initiated while the request is pending. The owner signs and approves before collection is enabled. Discounted prepayment is collected after approval; pay-later collection starts at the exact cancellation cutoff, or immediately after approval if that cutoff already passed. Weekly/monthly installments follow the displayed fixed-term schedule. Banks may require verification or reject a charge; pickup remains blocked until required payment succeeds. Disclosed fees and deposit are included in the agreed charge total. The deposit remains refundable subject to verified claims; return credits reduce only owner proceeds.
7. Cancellation and no-show
The cancellation policy and selected payment option shown before confirmation control eligible refunds. When a renter selects a discounted pay-now offer, the prepaid rental charge, service fee, and processing fee are non-refundable after payment if the renter voluntarily cancels; unused add-ons and the security deposit remain refundable. Pay-later reservations may be canceled without a charge before the disclosed deadline and become subject to the listing’s cancellation terms once charged. If the owner cancels after payment, the renter receives a full refund and the owner authorizes Mine2Yours to record the actual Stripe processing cost that Stripe does not return, deduct it from future owner payouts, and place eligible listings on a dues hold until the balance is resolved. Listings tied to a pending or active rental commitment are not interrupted by that hold. While dues remain, the owner may not publish or reactivate listings. The owner may pay the balance, including the disclosed cost of processing that payment, or dispute an individual charge for Mine2Yours review; the hold remains during review. An accepted dispute waives the charge, while a declined dispute leaves it due. Mine2Yours may also waive a recovery for an approved emergency, safety issue, or force-majeure event. A platform-directed cancellation gives the renter a full refund and does not create an owner recovery unless the platform determines the owner caused the cancellation. A documented no-show may be treated as a late cancellation.
8. Damage, loss, and late return
The renter authorizes Mine2Yours to apply the security deposit and, after evidence review, initiate an unscheduled charge to the saved payment method for any remaining approved amount caused by damage, loss, missing accessories, or applicable late return. The amount is determined from time-stamped condition records, repair estimates, receipts, current replacement evidence, messages, and the parties’ responses. A charge may be initiated after the claim decision and before the rental is financially closed. Total renter responsibility may not exceed the lower of the documented loss or the rental’s recorded current replacement value. Pre-existing damage and ordinary wear are excluded. A saved payment method does not guarantee successful collection. An approved claim and a saved payment method do not guarantee collection. Mine2Yours pays an owner only amounts actually collected for an approved claim; the owner bears any unrecovered loss to the property unless it is covered by the owner’s own insurance or other lawful recovery. A missed digital confirmation alone is not proof of a no-show or late physical return. An enabled listing late-return policy uses the rate frozen in this rental: a 30-minute grace period, then a proportional daily-equivalent amount, capped at one daily equivalent per 24 hours and rounded down to whole dollars. Claims require evidence and review. Alerts do not create fees or authorize an automatic extension.
9. Incidents and disputes
The owner may record physical receipt with condition photos even if the renter has not marked the item returned. Record return condition and open any claim before completing financial checkout. Claims need supporting condition evidence and a documented amount; the other participant may respond before review. Deposit release and owner payout remain paused while a claim is open. An inspection reminder does not complete checkout or release money. Missing pickups, overdue returns and affected next bookings are escalated for resolution, not assumed completed.
10. No insurance promise
Mine2Yours does not insure, replace, repair, or guarantee an owner’s property or reimburse an uncollected claim unless a separate written protection plan expressly says otherwise. Owners and renters are responsible for checking their own coverage. This allocation does not waive legal duties or rights that cannot be waived.
11. Electronic acceptance
Typing a legal name, checking electronic consent, and selecting “Sign agreement” records the user, rental request, role, agreement version, acceptance time, IP address, and device information. Both parties must sign before pickup. Each party should retain a copy of the agreement and rental record.
12. Governing terms
Applicable law and any final dispute-resolution process will be stated in the production Terms of Service. Rights that cannot legally be waived remain unaffected.